How Much Does It Cost to Run Central Air Conditioning? (By Home Size)

Quick answer: A 3-ton central air conditioner draws roughly 3,300 watts while running. At the US average rate of 18.2¢ per kWh that is about $0.60 per hour of compressor run time, or about $144.14 a month if it runs 8 hours a day.

Rates checked October 2026. US: 18.2¢ per kWh, EIA Short-Term Energy Outlook, 2026 average residential price.

Central air is usually the biggest single electricity cost in a US home in summer. The bill depends on the size and efficiency of the system and, above all, how many hours the compressor runs.

Central AC running costs by system size

Typical power while the compressor runs, assuming an efficiency (EER) of about 11; newer high-efficiency systems use less. US: 18.2¢/kWh (EIA Short-Term Energy Outlook, 2026 average residential price). Rates checked October 2026.
System sizePowerHours a dayUS per hourUS per dayUS per month
2-ton (24,000 BTU)2,200 W8$0.40$3.20$96.10
3-ton (36,000 BTU)3,300 W8$0.60$4.80$144.14
4-ton (48,000 BTU)4,400 W8$0.80$6.41$192.19
5-ton (60,000 BTU)5,500 W8$1.00$8.01$240.24

On a very hot spell the compressor may run 12 hours or more a day: for a 3-ton system that is about $216.22 a month.

Run time is what you pay for

The compressor switches on and off to hold your thermostat setting. Hotter weather, a lower setting, poor insulation, sun on the windows and leaky ducts all keep it running longer. ENERGY STAR estimates that a typical duct system loses 20 to 30% of the air that moves through it through leaks and poor connections.

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    How to lower your cooling bill

    1. Raise the thermostat. 78°F when you are home is the US Department of Energy’s suggested setting. Turning it up 7 to 10°F for 8 hours a day while you are out can save up to 10% a year on heating and cooling.
    2. Use ceiling fans so a higher setting feels cooler. Turn them off when you leave the room.
    3. Change the filter regularly; a clogged filter makes the system work harder.
    4. Seal and insulate ducts in attics, garages and crawl spaces.
    5. Shade sunny windows and avoid using the oven and dryer in the hottest part of the day.
    6. Have the system serviced and the outdoor coil cleaned before summer.

    Frequently asked questions

    Is it cheaper to leave the AC on all day?

    Generally no. Raising the setting while you are out reduces the hours the compressor runs. Very humid climates and some heat pump systems benefit from moderate rather than large setbacks.

    How do I know how big my system is?

    The model number on the outdoor unit usually includes the capacity in thousands of BTU: 24 is 2 tons, 36 is 3 tons, 48 is 4 tons.

    Why did my summer bill jump?

    Longer run times in a heat wave, rate increases and leaky ducts are the usual causes. See why your electric bill is so high.

    A real example: a hot July

    A 3-ton system that runs about 10 hours a day during a heatwave uses roughly 1,023 kWh a month: about $186.19 at the US average rate. In a milder month with 5 hours of run time a day, the same system uses about 512 kWh, roughly $93.09.

    Your own rate matters a lot: in a state charging 30¢ per kWh, the heatwave month would cost about $306.90.

    Maintenance that keeps cooling costs down

    • Replace or clean the air filter every 1 to 3 months during the cooling season.
    • Keep the outdoor unit clear of leaves, grass and plants, with about 2 feet of space around it.
    • Have the system serviced every year or two, especially if it struggles to cool or ices up.
    • Seal and insulate ducts in hot attics, where leaks can waste a large share of cooled air.
    • Use ceiling fans so you can set the thermostat a few degrees higher and feel just as cool.

    More questions readers ask

    What does SEER2 mean?

    SEER2 is the efficiency rating for central air conditioners. A higher number means more cooling per kWh. New systems in most of the US must meet a minimum of about 13.4 to 14.3 SEER2 depending on region.

    Is a heat pump cheaper to run than central AC?

    For cooling they work the same way and cost about the same. The difference is that a heat pump can also heat the home efficiently in winter.

    Sources

    Written by Daniel Moreno Terreros, editor of PlugPenny.

    Figures checked against official rates in October 2026. Spotted an error? Tell us.